How long would your savings last?
If your income stopped today, this is how many months your savings would cover.
months
Enter both amounts to see your months.
Pay yourself first
On payday, move a fixed share to savings before you spend anything. Pick the row you can keep up every month.
| Share | Per month | Per year |
|---|
Is lifestyle creep eating your raise?
Compare your fixed bills with your income, a year apart. If bills grew faster, the raise is being spent before you see it.
Fill in all four amounts, all monthly.
Wait 24 hours
Put anything you want to buy on hold for a day. If you still want it tomorrow, decide then. The list stays on this device only.
Nothing on hold yet.
Keep your own copy
The same four checks as a spreadsheet you can edit.